The most affected parties are those in the small retail businesses or those in the service industries. Not only has the buying power dropped but bad debts has also increased. Some cant pay their rentals, some has problem keeping staffs, some has problem employing staffs .. apparently, the salary they can afford to hire a helper is not attractive enough. Money spent on advertisement for vacancies could cost between RM30 - RM50 daily, printing for at least 10 days, yet not bringing any positive results.
Some companies are really over the board. They have high demand yet they are the worst in keeping payment up to date. They are the group who complaint a lot, expecting more than they are paying for, they call for your service at odd hours and demanded to be served there and then. With all these demands met, they don't even thought of paying their outstanding bill on time.
While they are happily taking advantages of others, they don't care if the other party are suffering and in a difficult situation.
A lot of us do not know how to differentiate being taken advantage of and building rapport with that person.